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Call Now Adrian Hogan's 'Reef Glow', featuring Queensland Boulder Opal set in gold and platinum, won the Emerging Category – Jewellery Design at the recent Queen of Gems International Jewellery Design Awards. Posted October 12, 2021 | By Arabella Roden • Editor Third-year apprentice Adrian Hogan has won the Emerging Category – Jewellery Design at the Queen of Gems International Jewellery Design Awards, which are hosted by the Queensland Boulder Opal Association and held during the annual Opal Festival in Winton. Hogan’s entry, 'Reef Glow', is an ocean-inspired pendant necklace featuring a blue Queensland boulder opal set in finely polished gold and platinum. Describing the creation of his piece, Hogan – a self-described “opal addict” – said, “I was inspired to create this piece by rays of starlight and the rich glow of a coral reef. The rolling curves of the star's rays take influences from the slow waves of the ocean and the natural flow of the body of a sea urchin.” 'Reef Glow' was Hogan’s first-ever entry into the competition, which he learnt about four years ago while fossicking for opals near Winton. “I certainly wasn't expecting to win anything, and the quality of the other entries was awe-inspiring, so winning was an amazing surprise,” he said. Hogan was awarded $1,000 in prize money and a certificate. Alongside running opal cutting and dealing business, Match Maker Opals, Hogan is currently undertaking a Certificate III in Jewellery Manufacture at TAFE Queensland, combined with an apprenticeship with Matthew Alexander Jeweller in Brisbane. Dr Brian Heim, general manager of TAFE Queensland, said of Hogan’s winning entry, “It is incredible to think that this stunning piece was created by a student who is just starting in the jewellery manufacturing industry. “I’m proud that TAFE Queensland is producing apprentices with the skills that make them employable now and well into the future,” he added. Hogan plans to enter the Queen of Gems competition again in 2022 in the Professional Category, adding, “Now I need to find the perfect stone I can start cutting, polishing and bringing it to life.” The other winners at this year’s QBOA Queen of Gems International Jewellery Design Awards were Rita Williams, whose piece 'Renewal' took the top prize, the People’s Choice Award, followed by Angela Hampton’s 'Peacock' which won the High Commendation, and Robyn Carmichael’s 'The Heart of the Reef', which earned the Commendation title.   More reading:Jewellery apprentice recognised in Queensland awardsBoulder Opal Awards reward bold jewellersAwards recognise unconventional opal designsOpportunities for opal specialistsMy Bench: Matthew Alexander CrooksThe best expense tracker apps can help you keep track of your spending, whether working from the office, from home, or on the go. The best expense tracker apps One of the biggest challenge of running your own business can be keeping on top of your accounts, but don't fret - the best expense tracker apps can simplify how you record your income and spending. Even with the use of accounting software, it's one thing to keep up with your billing and invoicing, but another to manage irregular expenses such as store receipts and travel tickets. Worse still is that those small expense receipts can become easily misplaced, not least by getting mixed up with your files of normal invoices and end up in the wrong date range, or even thrown away in the trash.  Luckily, there are a number of software and apps available for managing your expenses, and we've picked the best expense tracker apps here. Some of these are cloud-based, and allow you to use an app on your smartphone or other mobile device to  not only enter the amount but also scan the receipt to create a digital image. This makes it much easier to keep a copy and file it away in case it's needed by your accountant or even someone from your tax office, plus in just using your phone you can do this on the move. Additionally, the ease by which document scanning can now be done by an app means that you can keep on top of deductible expenses, helping ensure you bank the profit due to you and pay less on taxes. This becomes an essential concern the more employees a business has, as lost receipts are literally money thrown away. Software that allows businesses to keep a proper record of expenses isn't just more efficient, it's also more profitable. So read on to see our list of the best expense tracker apps and software to help manage your expenses. Best expense tracker apps and software QuickBooks has a number of variations on its core theme (Image credit: QuickBooks) Best affordable expense accounting Reasons to buy +Mobile support+Won’t damage your wallet Reasons to avoid -Core accounting focus-Lots to learn QuickBooks is one of the most popular and effective accounting applications for businesses of all sizes. Available on a variety of platforms, the app aims to keep all aspects of your accounting process running smoothly. There’s a big emphasis on expense tracking here. There are real-time dashboards so you can keep up-to-date with all your financial transactions as they happen, and you can download bank account data automatically. That way, you won’t have to waste time typing information into spreadsheets. You can also track invoices to ensure you get paid on time and chase them up when a client’s payment is overdue. The app even provides sales tax tracking compliant with tax standards, and you can capture all your receipts on your mobile device. Perhaps best of all for smaller firms, this is one solution that won’t break the bank. And it's getting better all the time. You can also get QuickBooks Self-Employed, QuickBooks Online Accountant (QBOA) and QuickBooks Assistant. The multi-faceted Rydoo can help with business productivity (Image credit: Rydoo) Best simple app for tracking expenses Reasons to buy +Mobile support+Handy integrations Reasons to avoid -Won't be powerful enough for some-Basic expense tracking Formerly known as Xpenditure, Rydoo positions itself as paperless expense reporting app for growing business and enterprises. It aims to streamline the way you track expenses, and allow you to do so without having to spend money on an accountant.  The app saves you lots of time in this respect, avoiding manual input and paper-based expense reporting. In terms of capabilities, you can upload receipts via the app or email. Once you’ve done that, it’ll extract the most important data and order all this based on projects and categories. Within the app, there’s the option to log cash advances and mileages, and you can set up offices, branches and groups to organize how you use the software and to improve your financial policy. For your records, you can generate reports in the form of XML, PDF, CSV and XLS files. Stay on top of your expenses using the power of Expensify (Image credit: Expensify) Best automated app for tracking expenses Reasons to buy +Automated features+Smart reporting and integrations+Free individual plan Reasons to avoid -Some may prefer manual tracking-Auto reimbursement functionality-Receipt scanning Expensify is an automated business app that aims to manage your expenses in real-time. The app wants to cut out all the hassle in accounting and ensure your books are kept up-to-date, letting you worry about other things. Through the app, you can scan your receipts and log your outgoings. It’ll then generate reports and submit them to you for approval. And because Expensify analyses your company policies, it knows exactly what to send.  What’s also useful is that the software sports an automatic reimbursement system. The latter will rapidly deliver money to employee bank accounts based on your accounting reports. Because the app is cloud-based and real-time, all changes are remembered. You needn’t worry about losing important financial data. SAP Concur has a premium set of features and functions (Image credit: SAP) Best enterprise-grade expense tracking app Reasons to buy +Streamlines expense process+Tax compliant Reasons to avoid -May be too advanced for SMEs-Lack of integrations Concur Expense by SAP is a business finance app that covers a number of areas, from invoicing to expense management. Positioned as an ecosystem and open platform, the app will help you stay compliant with regulations and optimize expense performance. With the expense side of things in mind specifically, there’s an app that lets you take pictures of receipts and submit them to make expense claims. Bosses can quickly manage and approve them with the software, and everything is tightly organized.  You can add as many business bank cards as you want, and there’s also integrated enterprise resource planning (ERP) to give you a complete view of your budget and forecasts. The software analyses all your data and ensures it’s fully compliant with tax rules and regulations, plus Concur is protected by corporate-grade security, too. Simplify your expense claims using the versatility of Hurdlr (Image credit: Hurdlr) Best integrated tracking app Reasons to buy +Automated tracking+Integrate with accounts+Tax filing included+Free tier Reasons to avoid -Free tier option is limited-Quite complex in places Hurdlr is an expense tracking app that aims to make the whole process simple, automated, and more efficient, helping to increase your tax deductions. Specifically developed for freelancers, realtors, hosts, drivers & couriers, Hurdlr offers to auto-track mileage as well as every expense, so that you can claim for every deduction due to you. The software can also provide real-time status updates of your profit before and after tax, on top of tracking your income and expense streams in a single place. You can also link the app to your financial accounts, and the app can even be used to automatically send your tax filings to your CPA. Altogether, Hurdlr offers a comprehensive range of features along with expense tracking, and their recent acquisition of Deductr can only help increase their list. Even better is that there is a free tier available. Zoho Expense lets you manage expenses and work with their other apps (Image credit: Zoho) Best app for easy expense tracking Reasons to buy +UK-specific features+Works with QuickBooks Reasons to avoid -Text heavy-Little data visualisation Zoho Expense comes from business software specialist Zoho and is an expense tracking app aimed at small to medium sized businesses (SMB). The application can automatically turn receipts into expense entries and several can be grouped together into a single report. There’s also the possibility to import card transactions and forward expenses from your inbox. Receipts are stored in the cloud, so you don’t have to worry about receipts fading or getting lost. For organizations, it’s possible to set policies about spending limits and to monitor an employee’s expenditure or any policy violation. The addition of instant approval makes life easier for both the business and employee. Finally, there are UK specific features. VAT is automatically calculated and mileage expenses are calculated at HMRC rates. Pocketguard delivers a no-nonsense expense management experience (Image credit: Pocketguard) Best straightforward option for expense tracking Reasons to buy +A doddle to master+Great Mac and Android apps Reasons to avoid -Only for more basic money matters-Plus edition adds cost Pocketguard is perfect you’re often in the position where you’re feeling a little bit nervous about just how much you're spending. This is a financial management app, for both Mac OS and Android, plus there’s a desktop edition too.  However, if you're looking for a handy quick reference guide to your finances at any time of the day, or night, then the mobile edition of this package is certainly one to try.  It’s available for both the US and Canadian markets and allows you to get all of your incoming and outgoings into one convenient place and subsequently get budgeting much more efficiently thanks to its central In My Pocket star feature. Pocketguard comes in a basic edition, which is still pretty well stacked, that comes with no cost attached. If you’re suitably smitten with what it does then you may want to boost the usability by plumping for the Pocketguard Plus model. Best expense tracker apps and software: how did we choose? We've spent time using the best expense tracker apps and software collection assembled here to see just how well suited it is for business use.  The software has been evaluated for power, performance and reliability. However, we also keep an eye on just how easy expense packages are to use in day-to-day workplace scenarios. You may well be looking for an expense tracking system that will be used by many different employees, which means that usability is a big part of the package. On top of that we've also taken a look at what levels of support are available with expense tracking software. Ensuring that you'll have someone on hand to help you through any issues further down the line is always a bonus and in many ways one of the most important aspects to think about. Also consider The marketplace for expense trackers has grown a lot in recent years, with many other options available depending on your requirements. Take a look our reviews of: Other packages worth investigating include:© Provided by TechRadar A person at a laptop using one of the best expense tracker apps on his smartphone. The best expense tracker apps can help you keep track of your spending, whether working from the office, from home, or on the go. CONSTELLATION BRANDS, INC. One of the biggest challenge of running your own business can be keeping on top of your accounts, but don't fret - the best expense tracker apps can simplify how you record your income and spending. Even with the use of accounting software, it's one thing to keep up with your billing and invoicing, but another to manage irregular expenses such as store receipts and travel tickets. Worse still is that those small expense receipts can become easily misplaced, not least by getting mixed up with your files of normal invoices and end up in the wrong date range, or even thrown away in the trash.  Luckily, there are a number of software and apps available for managing your expenses, and we've picked the best expense tracker apps here. Some of these are cloud-based, and allow you to use an app on your smartphone or other mobile device to  not only enter the amount but also scan the receipt to create a digital image. This makes it much easier to keep a copy and file it away in case it's needed by your accountant or even someone from your tax office, plus in just using your phone you can do this on the move. Additionally, the ease by which document scanning can now be done by an app means that you can keep on top of deductible expenses, helping ensure you bank the profit due to you and pay less on taxes. This becomes an essential concern the more employees a business has, as lost receipts are literally money thrown away. Software that allows businesses to keep a proper record of expenses isn't just more efficient, it's also more profitable. So read on to see our list of the best expense tracker apps and software to help manage your expenses. © Provided by TechRadar Sponsored Post BrightHR provides you with software to manage sick and holiday leave, track work hours and output, and more with expert software. Get rid of spreadsheets and paper forms. Techradar readers can take advantage of their 20% discount and free tailored demo.  Best expense tracker apps and software QuickBooks is one of the most popular and effective accounting applications for businesses of all sizes. Available on a variety of platforms, the app aims to keep all aspects of your accounting process running smoothly. There’s a big emphasis on expense tracking here. There are real-time dashboards so you can keep up-to-date with all your financial transactions as they happen, and you can download bank account data automatically. That way, you won’t have to waste time typing information into spreadsheets. You can also track invoices to ensure you get paid on time and chase them up when a client’s payment is overdue. The app even provides sales tax tracking compliant with tax standards, and you can capture all your receipts on your mobile device. Perhaps best of all for smaller firms, this is one solution that won’t break the bank. And it's getting better all the time. You can also get QuickBooks Self-Employed, QuickBooks Online Accountant (QBOA) and QuickBooks Assistant. © Provided by TechRadar QuickBooks - Get 50% off Save time, track money, and get important insights from one of the best expense tracking packages on the market. Better still, you can currently explore the power of QuickBooks with a free 30-day trial. From there, enjoy savings of up to 50% off the normal price.  Formerly known as Xpenditure, Rydoo positions itself as paperless expense reporting app for growing business and enterprises. It aims to streamline the way you track expenses, and allow you to do so without having to spend money on an accountant.  The app saves you lots of time in this respect, avoiding manual input and paper-based expense reporting. In terms of capabilities, you can upload receipts via the app or email. Once you’ve done that, it’ll extract the most important data and order all this based on projects and categories. Within the app, there’s the option to log cash advances and mileages, and you can set up offices, branches and groups to organize how you use the software and to improve your financial policy. For your records, you can generate reports in the form of XML, PDF, CSV and XLS files. © Provided by TechRadar Rydoo - Deals for every kind of business Get a great deal on any one of the Rydoo packages, ranging from Starter at $7 per user per month through to Growth for $9 per user per month and on to the beefy Enterprise package. There are Rydoo packages to suit all kinds of business size and you can start with a comprehensive demo to see how it all works. Start a free trial today. Expensify is an automated business app that aims to manage your expenses in real-time. The app wants to cut out all the hassle in accounting and ensure your books are kept up-to-date, letting you worry about other things. Through the app, you can scan your receipts and log your outgoings. It’ll then generate reports and submit them to you for approval. And because Expensify analyses your company policies, it knows exactly what to send.  What’s also useful is that the software sports an automatic reimbursement system. The latter will rapidly deliver money to employee bank accounts based on your accounting reports. Because the app is cloud-based and real-time, all changes are remembered. You needn’t worry about losing important financial data. © Provided by TechRadar Expensify - Save up to 50% Get up to 50% off Expensify, which is one of the leading lights in the expense tracking software marketplace. Businesses will find the likes of the Collect option, which is priced from $5 per user per month or the Control package from $9 per user per month when you enroll for the Expensify Card a real boon. Concur Expense by SAP is a business finance app that covers a number of areas, from invoicing to expense management. Positioned as an ecosystem and open platform, the app will help you stay compliant with regulations and optimize expense performance. With the expense side of things in mind specifically, there’s an app that lets you take pictures of receipts and submit them to make expense claims. Bosses can quickly manage and approve them with the software, and everything is tightly organized.  You can add as many business bank cards as you want, and there’s also integrated enterprise resource planning (ERP) to give you a complete view of your budget and forecasts. The software analyses all your data and ensures it’s fully compliant with tax rules and regulations, plus Concur is protected by corporate-grade security, too. Hurdlr is an expense tracking app that aims to make the whole process simple, automated, and more efficient, helping to increase your tax deductions. Specifically developed for freelancers, realtors, hosts, drivers & couriers, Hurdlr offers to auto-track mileage as well as every expense, so that you can claim for every deduction due to you. The software can also provide real-time status updates of your profit before and after tax, on top of tracking your income and expense streams in a single place. You can also link the app to your financial accounts, and the app can even be used to automatically send your tax filings to your CPA. Altogether, Hurdlr offers a comprehensive range of features along with expense tracking, and their recent acquisition of Deductr can only help increase their list. Even better is that there is a free tier available. © Provided by TechRadar Hurdlr - Try it free Hurdlr automatically tracks all of your mileage, expenses, income streams, and tax deductions in real-time. There are plans to suit all business needs, with Premium from $8.34 a month and Pro for $16.67 a month. Alternatively, there's a completely free edition or an Enterprise package with many extra features. Zoho Expense comes from business software specialist Zoho and is an expense tracking app aimed at small to medium sized businesses (SMB). The application can automatically turn receipts into expense entries and several can be grouped together into a single report. There’s also the possibility to import card transactions and forward expenses from your inbox. Receipts are stored in the cloud, so you don’t have to worry about receipts fading or getting lost. For organizations, it’s possible to set policies about spending limits and to monitor an employee’s expenditure or any policy violation. The addition of instant approval makes life easier for both the business and employee. Finally, there are UK specific features. VAT is automatically calculated and mileage expenses are calculated at HMRC rates. © Provided by TechRadar Zoho Expense - Comprehensive expense management For over 5 years Zoho Expense has helped tens of thousands of businesses streamline corporate travel, automate expense reporting, gain complete control over spending, and get crucial financial insights to stay two steps ahead. Enjoy a free trial or get a demo to see how it all works. Pocketguard is perfect you’re often in the position where you’re feeling a little bit nervous about just how much you're spending. This is a financial management app, for both Mac OS and Android, plus there’s a desktop edition too.  However, if you're looking for a handy quick reference guide to your finances at any time of the day, or night, then the mobile edition of this package is certainly one to try.  It’s available for both the US and Canadian markets and allows you to get all of your incoming and outgoings into one convenient place and subsequently get budgeting much more efficiently thanks to its central In My Pocket star feature. Pocketguard comes in a basic edition, which is still pretty well stacked, that comes with no cost attached. If you’re suitably smitten with what it does then you may want to boost the usability by plumping for the Pocketguard Plus model. © Provided by TechRadar Pocketguard - Simple expense tracking PocketGuard makes it easy to take control of your money, optimize your spending and grow your savings automatically. Better yet, it's easy to sign up and try the software for yourself. Even in its most basic guise the package has plenty of features, but get the best from Pocketguard by heading for the Plus edition. Best expense tracker apps and software: how did we choose? We've spent time using the best expense tracker apps and software collection assembled here to see just how well suited it is for business use.  The software has been evaluated for power, performance and reliability. However, we also keep an eye on just how easy expense packages are to use in day-to-day workplace scenarios. You may well be looking for an expense tracking system that will be used by many different employees, which means that usability is a big part of the package. On top of that we've also taken a look at what levels of support are available with expense tracking software. Ensuring that you'll have someone on hand to help you through any issues further down the line is always a bonus and in many ways one of the most important aspects to think about. Also consider The marketplace for expense trackers has grown a lot in recent years, with many other options available depending on your requirements. Take a look our reviews of: Other packages worth investigating include:

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